We are dedicated to helping mortgage brokers increase the borrowing ability of their clients.
We are aware that mortgage brokers are facing significant challenges due to tighter regulations, such as higher interest rates, resulting in failed approvals based on clients' TDS ratios and their inability to provide sufficient down payments.
At CAF, we help increase the borrowing ability of your clients by reducing their monthly payments.
Auto dealership practices often put clients into high interest and high payment loans, which in many cases, contributes to the lack of borrowing power that continues to affect potential homebuyers. That's where we come in. After spending a year vetting our practices through all the regulatory bodies, lenders, and insurers, we are confident that we have a solution to this problem.
We are excited to equip mortgage brokers and improve their clients' buying power. Our services come at zero cost to mortgage brokers, and since the restructured vehicle loans are all open-ended and are placed with a major financial institution, we can help clients strategize their monthly payments so that their cost of borrowing doesn't necessarily need to increase as an outcome of lowering their monthly obligations.
At CAF, we're here to support you and your team on how and when to access our services. We believe in building long-lasting relationships with our clients, and we provide ongoing support throughout your financial journey.
Depending on your clients' situation, we can assist you in several ways:
Extending the amortization
Reducing the interest rate
Transferring the vehicle loan from one individual/business to another
Pulling out equity from their existing vehicle(s) which can serve as a down payment or be used to pay down other higher-interest debts.
Easy and Hassle Free
Let us help you with all your auto financing needs.